Andrea C. DeVincenzi, CFP®

Andrea is the third and final member on the leadership team. She believes it is as true for financial and investment matters as it is for life in general: planning for the future helps you focus on where you’re headed and feel confident in where you stand in relation to your goals and intentions. Investment planning too often boils down to cookie-cutter investment mixes and generalized guesswork regarding your financial needs. It’s better than nothing, but it’s impersonal and vague. That is why Andrea strives to help you plan your investments around benchmarks and life events that hold real meaning for you. Andrea’s goal is to help you answer that most critical of financial questions, “Am I on track”. By blending the human dimension of your personal goals with innovative investment planning technology, our planning process goes way beyond simply aiming for a dollar amount or trying to match a performance benchmark. Andrea uses goal based investment planning to help you plan effectively, invest wisely, and map a realistic financial course to your retirement years. Applying her background as a CERTIFIED FINANCIAL PLANNER™, Andrea has the advanced training to counsel her clients on retirement distribution strategies from their employer plans, income distribution options during retirement, retirement tax minimization strategies, and the creation of a solid estate planning foundation. She earned a Bachelor of Science degree in Finance from St. Mary’s College of California and subsequently completed a two-year Personal Financial Planning program at the University of California, Berkeley. She holds the coveted designation of CERTIFIED FINANCIAL PLANNER™.

In the last 10 consecutive years, 2013 through 2022, Andrea has received the professional designation, Platinum Council* member. In 2019, Andrea was named Forbes Top Next-Generation Wealth Advisor**. For years 2020-2023, Andrea received two awards, the Forbes Top Women Wealth Advisor*** award and Forbes Best-In-State Wealth Advisor**** award. She is also an 11-year winner (2013-2023) of the Five Star Wealth Manager***** award.

Her philanthropic efforts are focused on three charities—Girls Who Code; Girls For a Change; and Step Up. She lives in the Oakland Hills with her husband, son and daughter. She will be with you every step of the way!

*The Platinum Council (previously known as Premier Advisor) distinction is held by a select group of Financial Advisors within Wells Fargo Advisors as measured by completion of educational components, business production based on the past year, and professionalism. Additional criteria, best practices and team structure, may also be used to determine recipients.

**The Forbes Next -Gen Wealth Advisor ranking algorithm is based on industry experience, interviews, compliance records, assets under management, revenue and other criteria by SHOOK Research, LLC, which does not receive compensation from the advisors or their firms in exchange for placement on a ranking. Investment performance is not a criterion.

*** The Forbes Top Women Wealth Advisor ranking algorithm based on industry experience, interviews, compliance records, assets under management, revenue and other criteria by SHOOK Research, LLC, which does not receive compensation from the advisors or their firms in exchange for placement on a ranking. Investment performance is not a criterion.

****The Forbes Best in State Wealth Advisors ranking algorithm is based on industry experience, interviews, compliance records, assets under management, revenue, and other criteria by SHOOK Research, LLC, which does not receive compensation from the advisors or their firms in exchange for placement on a ranking. Investment performance is not a criterion.

*****The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one clients’ experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com.

2013- 858 East Bay Area wealth managers were considered for the award; 194 (23% of candidates) were named Five Star Wealth Managers.
2014- 4,527 East Bay Area wealth managers were considered for the award; 204 (5% of candidates) were named Five Star Wealth Managers.
2015- 2,261 East Bay Area wealth managers were considered for the award; 183 (9% of candidates) were named Five Star Wealth Managers.
2016- 948 East Bay Area wealth managers were considered for the award; 182 (20% of candidates) were named Five Star Wealth Managers.
2017- 1,049 East Bay Area wealth managers were considered for the award; 95 (9% of candidates) were named Five Star Wealth Managers.
2018- 1,397 East Bay Area wealth managers were considered for the award; 113 (8% of candidates) were named Five Star Wealth Managers.
2020 - 1,260 East Bay area wealth managers were considered for the award; 88 (7% of candidates) were named Five Star Wealth Managers.
2021 - 1,413 East Bay area wealth managers were considered for the award; 89 (6% of candidates) were names Five Star Wealth Managers.
2022- 1,155 East Bay area wealth managers were considered for the award; 90 (8% of candidates) were named Five Star Wealth Managers.
2023- 1,291 East Bay area wealth managers were considered for the award; 87 (7% of candidates) were named Five Star Wealth Managers.